Send money

Payments

Paying a beneficiary outside the platform: a mobile wallet or a bank account.

The two destination types

Type	What you need	Beneficiary name
Phone (mobile money)	The number	Optional
IBAN (bank transfer)	The IBAN	Required — the bank demands it

The rail can be left blank: the platform then chooses according to the routing strategy set under Settings. Filling it in forces a specific rail.

The confirmation

A one-time code is asked for before sending. That is true of every outflow initiated from the console.

To send to another merchant on the platform, choose To a neo-pays merchant at the top of the screen: see the section at the end of this page.

Mass payout opens the screen that handles a batch from a paste.

By API, this is POST /v1/payouts — see Payouts.

To a neo-pays merchant

Moving funds to another merchant on the platform: instantly, without going through an external rail.

What you need

The recipient's public identifier — they give it to you — and the platform balance to debit, with its country.

A one-time code confirms the send, as for every outflow.

No rail is involved. The operation is an internal ledger movement: it is immediate and has no "pending" outcome to watch.

This feature can be disabled on your account. The permission is checked on every send, not just when the screen opens — if it is refused, contact your account manager.

— /dashboard/send-money